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Care, networks, cost sharing

Health insurance

Health coverage in the United States is a patchwork of employer plans, individual marketplaces, and public programs. Which options exist for you is determined largely by your state and your circumstances.

Choose a state

Generally covers

  • 01Medical care, subject to the plan network and rules
  • 02Prescription drugs, according to a formulary
  • 03Preventive services, depending on plan type

Worth asking

  • ?Whether your providers are in network
  • ?The full cost picture: premium, deductible and out-of-pocket maximum
  • ?Enrolment windows and which life events open one
  • ?How the plan handles care received out of state

Providers

Health providers

Carriers, agencies, brokers and marketplaces. Ordering reflects our listing priority, which compensated partners can influence — it is not a ranking of quality.

All providers

Listings are not an independent ranking. Providers marked Partner compensate OpenBrooks, which can affect whether and where they appear. Providers marked Example listing are demonstration records used while the platform is being built — they are not real businesses.

By state

Health insurance, state by state

What is available, and who is licensed to sell it, changes at every state line. 51 jurisdictions.

Northeast

Southeast

Midwest

Southwest

West

Coverage finder

Four questions, then the shortlist

Free, no account, and your answers stay in your browser — there is no name, email or phone field on this form.

What are you looking to insure?

Something else? See all coverage types.

Questions

Health, in short

Does OpenBrooks sell health insurance?
No. OpenBrooks is a discovery platform, not a carrier, agency or broker. We show you providers and you deal with them directly.
Is health coverage the same in every state?
No. Policy forms, required coverages and consumer protections are set at state level, so both the contract and the market differ from state to state. Open your state page for what applies where you are.
What should I compare?
Whether your providers are in network; The full cost picture: premium, deductible and out-of-pocket maximum; Enrolment windows and which life events open one; How the plan handles care received out of state.