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Belongings, liability, displacement

Renters insurance

A landlord policy covers the building, not what is inside your unit. Renters insurance is usually one of the least expensive policies available, and it is increasingly written into leases.

Generally covers

  • 01Personal belongings, including some items away from home
  • 02Liability if a guest is injured in your unit
  • 03Temporary housing after a covered loss

Worth asking

  • ?Whether high-value items need scheduled coverage
  • ?What the lease actually requires
  • ?Whether roommates need separate policies

Providers

Renters providers

Carriers, agencies, brokers and marketplaces. Ordering reflects our listing priority, which compensated partners can influence — it is not a ranking of quality.

Listings are not an independent ranking. Providers marked Partner compensate OpenBrooks, which can affect whether and where they appear. Providers marked Example listing are demonstration records used while the platform is being built — they are not real businesses.

Coverage finder

Four questions, then the shortlist

Free, no account, and your answers stay in your browser — there is no name, email or phone field on this form.

What are you looking to insure?

Something else? See all coverage types.

Questions

Renters, in short

Does OpenBrooks sell renters insurance?
No. OpenBrooks is a discovery platform, not a carrier, agency or broker. We show you providers and you deal with them directly.
Is renters coverage the same in every state?
No. Policy forms, required coverages and consumer protections are set at state level, so both the contract and the market differ from state to state. Open your state page for what applies where you are.
What should I compare?
Whether high-value items need scheduled coverage; What the lease actually requires; Whether roommates need separate policies.