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Insurance discovery — United States

Find insurance that is licensed where you live.

Every state licenses its own companies and sets its own rules. Choose yours, choose what you need to insure, and see the providers that actually serve it.

Find coverageCompare 8 coverage types
Not a carrier
We list providers, we do not sell policies
51 jurisdictions
Fifty states and the District of Columbia
Regulator on every page
Linked to the department that licenses them
Free to use
Paid by partners, disclosed on every listing

Step 1 — Your state

Where are you looking for cover?

Insurance is licensed and priced state by state. Pick yours on the map, or find it in the list.

Map of the United States. Select a state to see its insurance options.

No state selected yet

Browse all 51 jurisdictions

Step 2 — What are you insuring?

Step 3 — Providers

Choose a state to see who is listed

Auto cover is licensed separately in every jurisdiction, so the list only means anything once you have said where you are.

Coverage

What are you insuring?

Each policy exists to absorb a different kind of loss. Start with what you are actually trying to protect.

All coverage types

How it works

Four steps, in order

Nothing about the process is hidden behind a form, and no step asks for anything you would not expect to give.

  1. Choose your state

    Availability, pricing and consumer protection are all set at state level. Everything downstream depends on this answer.

  2. Choose the coverage

    Auto, home, renters, life, health or business — explained in plain terms, with the questions worth asking before you commit.

  3. See who is listed

    The carriers, agencies and brokers serving that state and category, with our relationship to each one stated on the card.

  4. Go to them directly

    You deal with the provider. OpenBrooks does not sell you a policy, bind coverage, or sit between you and the company.

Providers

Who you would actually be dealing with

Carriers, agencies, brokers and marketplaces. Ordering reflects our listing priority, which compensated partners can influence — it is not a ranking of quality.

All providers

Listings are not an independent ranking. Providers marked Partner compensate OpenBrooks, which can affect whether and where they appear. Providers marked Example listing are demonstration records used while the platform is being built — they are not real businesses.

States

All 51 jurisdictions

Insurance is licensed, priced and regulated state by state. Pick yours to see coverage types, listed providers and the department that oversees them.

51 jurisdictions — 50 states and D.C.

Northeast

12

Southeast

12

Midwest

12

Southwest

4

West

11

Transparency

OpenBrooks is a discovery platform

Insurance is sold on trust, so the commercial arrangement is stated plainly rather than buried in a footer.

Full disclosure
What we are
A discovery platform. We help you find coverage types and providers, state by state.
What we are not
Not a carrier, agency or broker. We do not sell policies, bind coverage or advise on what to buy.
How we are paid
Some providers compensate us when you visit them. That is marked on every listing it applies to.
What we will not do
Publish a rate, a statutory minimum, or a ranking we cannot show the method for.

OpenBrooks is a discovery platform. We help people explore insurance categories and find providers that serve their state.

OpenBrooks is not an insurance carrier, agency or broker. We do not sell insurance, bind coverage, or give advice about which policy you should buy.

Some providers listed on OpenBrooks compensate us when you visit their site or submit a request. Compensation may affect which partners appear and where they appear. Placement is not an independent ranking, an endorsement, or a statement that a provider is the best option for you.

Availability, pricing, underwriting and consumer protections are set by each provider and regulated at the state level. Always confirm details directly with the provider and your state insurance department.

Coverage finder

Four questions, then the shortlist

Free, no account, and your answers stay in your browser — there is no name, email or phone field on this form.

What are you looking to insure?

Something else? See all coverage types.

Questions

Straight answers

Is OpenBrooks an insurance company?
No. OpenBrooks is a discovery platform. We are not a carrier, agency or broker, we do not sell insurance, and we cannot bind coverage. We help you find providers and go to them directly.
Does it cost anything to use?
No. OpenBrooks is free to use. We are paid by some of the providers listed on the site when a visitor goes to them, which is marked on every listing where it applies.
Why does everything depend on which state I am in?
Insurance in the United States is regulated at state level. Each state licenses its own companies, approves its own policy forms, and sets its own consumer protections. A provider that writes business next door may not be able to write yours.
Do you show prices?
No. Pricing depends on underwriting factors specific to you and changes constantly. Publishing a number here would be misleading, so we point you to the provider for an actual quote instead.
Are the providers ranked?
No. Ordering reflects our own listing priority, which compensated partners can influence. It is not an assessment of quality and should not be read as one. Check licensing and complaint history with your state insurance department.
What do you do with my information?
If you use the coverage finder, your answers are used to show you relevant categories and providers. We do not put personal information into analytics events or outbound links.