Continental Bond & Casualty
Carrier · Dallas, TX · Nationwide
Nationwide commercial writer covering general liability, property and fleet for small and mid-market operators.
- Business
- Auto
- Home
FL — southeast
Insurance in Florida
Hurricane exposure shapes nearly every property decision. Wind and flood are routinely handled outside the main homeowners policy.
- Jurisdiction
- Florida
- Abbreviation
- FL
- Providers listed
- 4
- Coverage types
- 6
Coverage
What you can insure in Florida
Each type is explained for Florida, with the providers listed there and the department that regulates them.
- AutoVehicles, drivers, liabilityLiability for injury or property damage you cause.Auto in Florida
- HomeStructure, contents, liabilityThe structure itself, up to the limits on the policy.Home in Florida
- RentersBelongings, liability, displacementPersonal belongings, including some items away from home.Renters in Florida
- LifeDependants, debt, continuityA death benefit paid to named beneficiaries.Life in Florida
- HealthCare, networks, cost sharingMedical care, subject to the plan network and rules.Health in Florida
- BusinessOperations, premises, peopleGeneral liability arising from operations.Business in Florida
Providers
Listed in Florida
Carriers, agencies, brokers and marketplaces. Ordering reflects our listing priority, which compensated partners can influence — it is not a ranking of quality.
- Example listing
- Example listing
Meridian Coast Insurance Group
Agency · Tampa, FL · 6 states
Coastal property specialists working across the Gulf and South Atlantic, with wind and flood placed alongside the main policy.
- Home
- Renters
- Auto
- Business
- Example listing
Lakeshore Renters Direct
Marketplace · Chicago, IL · Nationwide
Digital marketplace built around renters and pet cover, with same-day proof of insurance for leases.
- Renters
- Pet
- Example listing
Atlantic Compass Travel Cover
Marketplace · Miami, FL · Nationwide
Travel medical and trip interruption marketplace comparing single-trip and annual structures.
- Travel
- Health
Listings are not an independent ranking. Providers marked Partner compensate OpenBrooks, which can affect whether and where they appear. Providers marked Example listing are demonstration records used while the platform is being built — they are not real businesses.
Regulation
Who sets the rules in FL
Insurance in Florida is regulated by the Florida Office of Insurance Regulation. It licenses the companies and agents that can do business here, approves policy forms, and handles consumer complaints.
Anything set by law — required coverages, minimum limits, filing deadlines — comes from that department, and it changes. We do not republish those figures here, because a stale number presented confidently is worse than no number at all. Check them at the source before you rely on them.
The same department publishes a licence lookup. It is worth two minutes before you hand anyone your details: it shows whether a company or agent is authorised in Florida, and whether there is disciplinary history.
Open the FL department ↗Last reviewed 2026-09-07
Coverage finder
Four questions, then the shortlist
Free, no account, and your answers stay in your browser — there is no name, email or phone field on this form.
What are you looking to insure?
Something else? See all coverage types.
Questions
Florida, specifically
- No. OpenBrooks is a discovery platform, not an insurance carrier, agency or broker. We help you explore coverage categories and find providers that serve Florida, then you deal with the provider directly.
- The Florida Office of Insurance Regulation. It licenses companies and producers, handles consumer complaints, and publishes the official requirements that apply in Florida. It is the authoritative source for anything set by law.
- Use the license lookup published by the Florida Office of Insurance Regulation. Anyone selling insurance in Florida must hold a current licence there, and the lookup will also show disciplinary history.
- Auto, home, renters, life, health and business coverage are all available to explore for Florida on OpenBrooks. What any individual provider will actually offer you depends on their appetite, your circumstances and their licensing.
Does OpenBrooks sell insurance in Florida?
Who regulates insurance in Florida?
How do I check that a provider is licensed in Florida?
Which coverage types can I explore for Florida?
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