Continental Bond & Casualty
Carrier · Dallas, TX · Nationwide
Nationwide commercial writer covering general liability, property and fleet for small and mid-market operators.
- Business
- Auto
- Home
MI — midwest
Insurance in Michigan
Auto coverage here is structurally different from most states, following a reform that changed how medical benefits are chosen.
- Jurisdiction
- Michigan
- Abbreviation
- MI
- Providers listed
- 4
- Coverage types
- 6
Coverage
What you can insure in Michigan
Each type is explained for Michigan, with the providers listed there and the department that regulates them.
- AutoVehicles, drivers, liabilityLiability for injury or property damage you cause.Auto in Michigan
- HomeStructure, contents, liabilityThe structure itself, up to the limits on the policy.Home in Michigan
- RentersBelongings, liability, displacementPersonal belongings, including some items away from home.Renters in Michigan
- LifeDependants, debt, continuityA death benefit paid to named beneficiaries.Life in Michigan
- HealthCare, networks, cost sharingMedical care, subject to the plan network and rules.Health in Michigan
- BusinessOperations, premises, peopleGeneral liability arising from operations.Business in Michigan
Providers
Listed in Michigan
Carriers, agencies, brokers and marketplaces. Ordering reflects our listing priority, which compensated partners can influence — it is not a ranking of quality.
- Example listing
- Example listing
Northgate Mutual Partners
Carrier · Minneapolis, MN · 7 states
Upper Midwest carrier writing personal lines, with hail and winter claims handled by regional adjusters.
- Home
- Auto
- Life
- Example listing
Lakeshore Renters Direct
Marketplace · Chicago, IL · Nationwide
Digital marketplace built around renters and pet cover, with same-day proof of insurance for leases.
- Renters
- Pet
- Example listing
Atlantic Compass Travel Cover
Marketplace · Miami, FL · Nationwide
Travel medical and trip interruption marketplace comparing single-trip and annual structures.
- Travel
- Health
Listings are not an independent ranking. Providers marked Partner compensate OpenBrooks, which can affect whether and where they appear. Providers marked Example listing are demonstration records used while the platform is being built — they are not real businesses.
Regulation
Who sets the rules in MI
Insurance in Michigan is regulated by the Michigan Department of Insurance and Financial Services. It licenses the companies and agents that can do business here, approves policy forms, and handles consumer complaints.
Anything set by law — required coverages, minimum limits, filing deadlines — comes from that department, and it changes. We do not republish those figures here, because a stale number presented confidently is worse than no number at all. Check them at the source before you rely on them.
The same department publishes a licence lookup. It is worth two minutes before you hand anyone your details: it shows whether a company or agent is authorised in Michigan, and whether there is disciplinary history.
Open the MI department ↗Last reviewed 2026-09-07
Coverage finder
Four questions, then the shortlist
Free, no account, and your answers stay in your browser — there is no name, email or phone field on this form.
What are you looking to insure?
Something else? See all coverage types.
Questions
Michigan, specifically
- No. OpenBrooks is a discovery platform, not an insurance carrier, agency or broker. We help you explore coverage categories and find providers that serve Michigan, then you deal with the provider directly.
- The Michigan Department of Insurance and Financial Services. It licenses companies and producers, handles consumer complaints, and publishes the official requirements that apply in Michigan. It is the authoritative source for anything set by law.
- Use the license lookup published by the Michigan Department of Insurance and Financial Services. Anyone selling insurance in Michigan must hold a current licence there, and the lookup will also show disciplinary history.
- Auto, home, renters, life, health and business coverage are all available to explore for Michigan on OpenBrooks. What any individual provider will actually offer you depends on their appetite, your circumstances and their licensing.
Does OpenBrooks sell insurance in Michigan?
Who regulates insurance in Michigan?
How do I check that a provider is licensed in Michigan?
Which coverage types can I explore for Michigan?
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