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NY — northeast

Insurance in New York

Two very different markets in one state: dense metropolitan exposure and a large rural upstate.

See 6 providersFind coverage
Jurisdiction
New York
Abbreviation
NY
Providers listed
6
Coverage types
6

Coverage

What you can insure in New York

Each type is explained for New York, with the providers listed there and the department that regulates them.

Providers

Listed in New York

Carriers, agencies, brokers and marketplaces. Ordering reflects our listing priority, which compensated partners can influence — it is not a ranking of quality.

All providers

Listings are not an independent ranking. Providers marked Partner compensate OpenBrooks, which can affect whether and where they appear. Providers marked Example listing are demonstration records used while the platform is being built — they are not real businesses.

Regulation

Who sets the rules in NY

Insurance in New York is regulated by the New York State Department of Financial Services. It licenses the companies and agents that can do business here, approves policy forms, and handles consumer complaints.

Anything set by law — required coverages, minimum limits, filing deadlines — comes from that department, and it changes. We do not republish those figures here, because a stale number presented confidently is worse than no number at all. Check them at the source before you rely on them.

The same department publishes a licence lookup. It is worth two minutes before you hand anyone your details: it shows whether a company or agent is authorised in New York, and whether there is disciplinary history.

Open the NY department ↗

Last reviewed 2026-09-07

Coverage finder

Four questions, then the shortlist

Free, no account, and your answers stay in your browser — there is no name, email or phone field on this form.

What are you looking to insure?

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Questions

New York, specifically

Does OpenBrooks sell insurance in New York?
No. OpenBrooks is a discovery platform, not an insurance carrier, agency or broker. We help you explore coverage categories and find providers that serve New York, then you deal with the provider directly.
Who regulates insurance in New York?
The New York State Department of Financial Services. It licenses companies and producers, handles consumer complaints, and publishes the official requirements that apply in New York. It is the authoritative source for anything set by law.
How do I check that a provider is licensed in New York?
Use the license lookup published by the New York State Department of Financial Services. Anyone selling insurance in New York must hold a current licence there, and the lookup will also show disciplinary history.
Which coverage types can I explore for New York?
Auto, home, renters, life, health and business coverage are all available to explore for New York on OpenBrooks. What any individual provider will actually offer you depends on their appetite, your circumstances and their licensing.

Nearby

More in the northeast