Skip to content
Openbrooks
Find coverage

RInortheast

Insurance in Rhode Island

Small, coastal and dense, with shoreline wind exposure across most of the state.

Jurisdiction
Rhode Island
Abbreviation
RI
Providers listed
4
Coverage types
6

Providers

Listed in Rhode Island

Carriers, agencies, brokers and marketplaces. Ordering reflects our listing priority, which compensated partners can influence — it is not a ranking of quality.

Listings are not an independent ranking. Providers marked Partner compensate OpenBrooks, which can affect whether and where they appear. Providers marked Example listing are demonstration records used while the platform is being built — they are not real businesses.

Regulation

Who sets the rules in RI

Insurance in Rhode Island is regulated by the Rhode Island Department of Business Regulation. It licenses the companies and agents that can do business here, approves policy forms, and handles consumer complaints.

Anything set by law — required coverages, minimum limits, filing deadlines — comes from that department, and it changes. We do not republish those figures here, because a stale number presented confidently is worse than no number at all. Check them at the source before you rely on them.

The same department publishes a licence lookup. It is worth two minutes before you hand anyone your details: it shows whether a company or agent is authorised in Rhode Island, and whether there is disciplinary history.

Open the RI department ↗

Last reviewed 2026-09-07

Coverage finder

Four questions, then the shortlist

Free, no account, and your answers stay in your browser — there is no name, email or phone field on this form.

What are you looking to insure?

Something else? See all coverage types.

Questions

Rhode Island, specifically

Does OpenBrooks sell insurance in Rhode Island?
No. OpenBrooks is a discovery platform, not an insurance carrier, agency or broker. We help you explore coverage categories and find providers that serve Rhode Island, then you deal with the provider directly.
Who regulates insurance in Rhode Island?
The Rhode Island Department of Business Regulation. It licenses companies and producers, handles consumer complaints, and publishes the official requirements that apply in Rhode Island. It is the authoritative source for anything set by law.
How do I check that a provider is licensed in Rhode Island?
Use the license lookup published by the Rhode Island Department of Business Regulation. Anyone selling insurance in Rhode Island must hold a current licence there, and the lookup will also show disciplinary history.
Which coverage types can I explore for Rhode Island?
Auto, home, renters, life, health and business coverage are all available to explore for Rhode Island on OpenBrooks. What any individual provider will actually offer you depends on their appetite, your circumstances and their licensing.