Skip to content
Openbrooks
Find coverage

NDmidwest

Insurance in North Dakota

Flood and winter exposure across a small population and an energy-driven commercial market.

Jurisdiction
North Dakota
Abbreviation
ND
Providers listed
5
Coverage types
6

Providers

Listed in North Dakota

Carriers, agencies, brokers and marketplaces. Ordering reflects our listing priority, which compensated partners can influence — it is not a ranking of quality.

Listings are not an independent ranking. Providers marked Partner compensate OpenBrooks, which can affect whether and where they appear. Providers marked Example listing are demonstration records used while the platform is being built — they are not real businesses.

Regulation

Who sets the rules in ND

Insurance in North Dakota is regulated by the North Dakota Insurance Department. It licenses the companies and agents that can do business here, approves policy forms, and handles consumer complaints.

Anything set by law — required coverages, minimum limits, filing deadlines — comes from that department, and it changes. We do not republish those figures here, because a stale number presented confidently is worse than no number at all. Check them at the source before you rely on them.

The same department publishes a licence lookup. It is worth two minutes before you hand anyone your details: it shows whether a company or agent is authorised in North Dakota, and whether there is disciplinary history.

Open the ND department ↗

Last reviewed 2026-09-07

Coverage finder

Four questions, then the shortlist

Free, no account, and your answers stay in your browser — there is no name, email or phone field on this form.

What are you looking to insure?

Something else? See all coverage types.

Questions

North Dakota, specifically

Does OpenBrooks sell insurance in North Dakota?
No. OpenBrooks is a discovery platform, not an insurance carrier, agency or broker. We help you explore coverage categories and find providers that serve North Dakota, then you deal with the provider directly.
Who regulates insurance in North Dakota?
The North Dakota Insurance Department. It licenses companies and producers, handles consumer complaints, and publishes the official requirements that apply in North Dakota. It is the authoritative source for anything set by law.
How do I check that a provider is licensed in North Dakota?
Use the license lookup published by the North Dakota Insurance Department. Anyone selling insurance in North Dakota must hold a current licence there, and the lookup will also show disciplinary history.
Which coverage types can I explore for North Dakota?
Auto, home, renters, life, health and business coverage are all available to explore for North Dakota on OpenBrooks. What any individual provider will actually offer you depends on their appetite, your circumstances and their licensing.